Is it worth salary sacrificing into super?

We’re all familiar with the concept of super. It’s that portion of our salary that employers are required to contribute to a super fund…
How worried should I be about running out of money when I stop working?

It’s not unusual to be worried about running out of money when you stop working. A recent survey of Perpetual members found that 37 per cent of res…
Three ways to access advice for a resilient retirement

Did you know there’s a secret weapon when it comes to building financial resilience? Turns out that Australians who have had advice are much more l…
Online shopping: Be secure when shopping online

Online shopping is convenient and the preferred way to shop for a lot of Australians but it comes with a risk. Cybercriminals often target online s…
How super works

If you’ve ever had a job, then super is going to be on your radar. Knowing what it’s all about is the first step to making it work for you. Super c…
How does life insurance work?

A step by step guide to help you through the decision making process. Firstly, what is life insurance? “Life insurance” is the general term we give…
Can you really afford the big house, luxury car and holidays?

For many Australians, lifestyle choices are often seen as rewards for hard work. The big house. The new car. The overseas holidays. The designer la…
Advice for couples at tax time

Unsure how your relationship status affects your taxes? We’ve made it simple with our couples’ guide to tax. If you’re newly married, engaged or li…
Why you need insurance, what are your options?

Insurance; we don’t need it until we do. Learn all about the value of insurance for protecting your health, income and loved ones when life throws …
Score a $500 super bonus: the government super co-contribution explained

Imagine an extra $500 landing in your super fund, courtesy of the government, simply for being proactive about your financial future. If you’…