What is an investment platform?

You may have heard of investment platforms (or master trusts or wrap accounts, which are two types of investment platforms). An investment platform…
The explosion of the Australian credit market

A reshaping of Australia’s financial landscape is underway, driven in large part by the Australian Prudential Regulation Authority’s (APRA) 2024 ma…
Investing for income

Share markets are renowned for taking unexpected downturns and while history shows that markets eventually recover, this rebound in value can occas…
Inflation vs your savings

Inflation is a slow force working against your financial goals. It can quietly erode the purchasing power of your money over time. While it’s tempt…
How to read and understand your super statement

Your super may be one of the biggest assets you’ll ever own – and for most of your working life, it works away in the background to grow your…
Avoiding income tax bracket creep

You earn more money; you pay more tax. So far, so fair. But what’s not so fair happens when your wage rise bumps your earnings into a higher tax br…
$3 million super tax explained

What’s actually changing and who it affects Known to some as the ‘$3 million super tax’, new legislation effective from 1 July 2026 will add …